Cedar Bridge Financial Group

High-yield private credit secured against Australian property, structured for solicitors and sophisticated investors.

Structured Private Credit in Australia

Cedar Bridge Financial Group manages private credit for solicitors whose lending activity is being regulated by the Legal Services Board. We provide the structure, licensing, and fund management that lets solicitors stay compliant while continuing to earn fees, and gives investors access to high-yield, property-secured returns.

We hold our own AFSL and operate as an authorised representative of a leading Australian mortgage fund.

AFSL Holder Cedar Bridge holds its own Australian Financial Services Licence, covering all lending and fund management activity.
Wholesale Fund Partnership Authorised representative of a major Australian mortgage fund, providing institutional-grade wholesale funding on every transaction.
First Registered Mortgages Only All lending secured against Australian property with strict LVR controls, independent valuations, and full indemnity insurance.
LSB and ASIC Compliant Purpose-built to meet Legal Services Board requirements, so solicitors can maintain client relationships without regulatory exposure.

Cedar Bridge Services

For Solicitors

Stay Compliant.

The Legal Services Board is requiring solicitors to separate legal practice from lending activity. Cedar Bridge provides the compliant structure to maintain your client relationships and your income.

  • Continue servicing lender clients without regulatory exposure
  • Earn establishment fees on every loan
  • Receive ongoing income from the arbitrage rate on subordinated funds
  • No personal liability on any loan
  • Grow your book through our wholesale funding facility
  • Spread risk across multiple mortgages
For Investors

Property-Secured Returns of 10% and Above.

First-mortgage positions on Australian property, returning 10% and above. Short-term, actively managed, with full transparency.

  • Target returns of 10 to 15% per annum on subordinated positions
  • Security via first registered mortgages, maximum LVR of 70 to 75%
  • Typical term of 12 months with capitalised interest options
  • Professionally managed by Cedar Bridge and our mortgage fund partner
  • Ongoing reporting on all mortgage positions

Our Loan Products

Wholesale private credit across a full range of Australian property security types.

Security Type Max LVR Max Loan Establishment Fee Rate From
Residential 75% $12,000,000 1.50% 8.50% p.a.
Commercial 75% $20,000,000 1.50% 8.50% p.a.
Land and Landbank 70% $20,000,000 1.50% 8.75% p.a.
Construction 70% of GRV $10,000,000 1.50% 9.25% p.a.
Residual Development Stock 75% $15,000,000 1.50% 8.50% p.a.
Worked Example

Residential First Mortgage: $3.5M on a $5M Asset

Property Value $5,000,000 LVR: 70%
Wholesale Funds (A Note) $2,450,000 Rate: 8.10% p.a.
Subordinated Funds (B Note) $1,050,000 Rate: 14.00% p.a.
Blended Rate 9.87% p.a. 12-month term

Team

Ross Landles
Co-Founder and Director

30 years across financial services and asset management. Expertise in fund origination, mortgage structuring, and regulatory compliance. Leads Cedar Bridge loan origination and fund management.

Jack Dahan
Co-Founder and Director

30 years in financial services across global institutions. Expertise in capital markets, private credit structuring, and investor relations.

Get in Touch

To enquire about our services, reach out directly.

Ross.Landles@cedarbridge.com.au LinkedIn